At Moramarco Chiropractic we offer a wide variety of payment methods so patients can obtain the needed care :
Insurance Plans/ HMO's and PPO's
Our Woburn chiropractic office is a participating provider in most plans. Each plan differs depending upon the employer. If you would like to chiropractic care, please call us with your insurance information and we will gladly verify chiropractic benefits. We ask that you call your insurer, as well, to verify coverage and familiarize yourself with your chiropractic benefits. We do this because insurance is an agreement between the patient and insurer. We have found that it helps to eliminate misunderstandings. We accept assignment, and will send in your bills, but ultimately you are responsible for payment.
Please bring your currrent insurance card to your initial chiropractic visit. Please note, some policies have deductibles that must be satisfied; copayments are common and due at time of service.
Workers Compensation
We accept Massachusetts workers compensation insurance for on-the-job injuries
Auto-Accident Claims
We are here for you after and auto-accident and personal injury. We accept assignment for your care and will coordinate benefits as stipulated by Massachusetts law. Our goal is to get you out of pain and on the road to recovery after an auto injury. If you are a current patient, please notify us when an injury occurs.
Cash
For patients without insurance we accept cash, checks and major credit cards. A discount is offered when payment for chiropractic adjustments is made at time of service. In addition, we now offer pre-paid adjustment packages:
10 Adjustments for $420
20 Adjustments for $780
Please feel free to discuss alternative arrangements with the staff.
Care Credit
Dr. Moramarco is a Care Credit Provider. Please see their website for details on financing your chiropractic care in our office.
Flexible Spending Accounts-FSA's
Did you know you can use your Flexible Spending Account to pay or pre-pay for chiropractic services? In this economy, don't waste hard earned money by forgetting about this viable option to help pay for chiropractic care. With a Flexible Spending Plan, dollars not used by the end of the plan's fiscal year are lost. Take advantage of our pre-paid packages for your chiropractic care. Don't lose those dollars in your FSA. There is no time limit to using the pre-paid adjustments package - they never expire.
Health Savings Accounts -HSA'S
Certain banks, credit unions and insurance companies now offer the opportunity to establish Health Savings Accounts for individuals and families with high deductible plans. This option is worth looking into and another way to help pay for chiropractic care with tax advantaged dollars. Unlike Flexible Spending Accounts, funds carry forward from year to year and are not lost.
At Moramarco Chiropractic Office we appreciate your confidence and referrals -Thank you.